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AUTO LOANS

Drive Your Dream Vehicle
With The Right Financing

Explore suitable auto loan solutions for new and pre-owned cars, two-wheelers and eligible commercial vehicles with a simple digital application process.

Apply For Auto Loan Check Eligibility
Flexible Financing Options* Digital Application Multiple Lender Options*
AUTO LOAN
₹10,00,000
Eligible
Vehicle Price
₹12,00,000
Interest Rate
Competitive Rates*
Tenure
5 Years
Estimated EMI
Calculate Below
*Illustrative example
New Car
Used Car
Two Wheeler
New Vehicle Financing

For your brand new ride.

Used Vehicle Financing

Explore pre-owned options.

Flexible Tenure Options*

Repay comfortably over time.

Simple Digital Process

Apply conveniently online.

Choose The Right Vehicle Financing

NEW CAR LOAN

Finance Your New Car

Explore financing options for eligible new passenger vehicles from applicable dealers and lenders.

  • New Cars
  • Passenger Vehicles
  • Flexible Financing Options*
  • Digital Application
Explore New Car Loan
USED CAR LOAN

Upgrade To A Pre-Owned Vehicle

Explore financing options for eligible used vehicles subject to vehicle age, valuation, applicant profile and lender criteria.

  • Used Cars
  • Eligible Pre-Owned Vehicles
  • Multiple Financing Options*
  • Simple Process
Explore Used Car Loan
TWO-WHEELER LOAN

Get On The Road Faster

Explore financing options for eligible new or used two-wheelers.

  • Motorcycles
  • Scooters
  • Eligible Used Two-Wheelers
  • Flexible Options*
Explore Two-Wheeler Loan
COMMERCIAL VEHICLE FINANCE

Finance Vehicles For Your Business

Explore financing options for eligible commercial vehicles based on lender and applicant criteria.

  • Commercial Vehicles
  • Business Use
  • Eligible Fleet Requirements
  • Structured Financing*
Explore Commercial Vehicle Finance
VEHICLE
FINANCING
EMI
OWNERSHIP

Make Vehicle Ownership Simpler

Financing Designed Around Your Vehicle Goals

Whether you're purchasing a new car, upgrading to a pre-owned vehicle, getting a two-wheeler or financing an eligible commercial vehicle, OMFINX helps you explore suitable financing options.

  • New and used vehicle options
  • Flexible repayment options*
  • Multiple lender options
  • Digital application experience
  • Transparent process
  • Customer-focused assistance

What Can You Finance?

New Cars

Finance brand new passenger vehicles.

Used Cars

Explore options for eligible pre-owned vehicles.

SUVs

Financing for sports utility vehicles.

Two-Wheelers

Finance motorcycles and scooters.

Commercial Vehicles

Options for eligible business transport.

Eligible Electric Vehicles

Explore financing for electric mobility.

Vehicle eligibility, age, valuation and financing terms vary by lender.

New Car Loans

Explore financing options for eligible new passenger vehicles.

Hatchbacks
Sedans
SUVs
Electric Cars
Explore suitable loan options
Flexible repayment structures*
Digital application
Multiple lender options

Used Car Loans

Explore financing options for eligible pre-owned vehicles.

Certified Used Cars
Pre-Owned Cars
Dealer Vehicles
Eligible Electric Vehicles

Used vehicle financing may depend on vehicle age, condition, valuation, ownership history, applicant profile and lender policies.

Two-Wheeler Loans

Explore financing options for eligible two-wheelers based on lender criteria and applicant eligibility.

Motorcycles
Scooters
Electric Two-Wheelers
Eligible Used Two-Wheelers

Vehicles That Help Your Business Move

Explore financing options for eligible commercial vehicles used for business and transportation requirements.

Financing availability depends on vehicle type, usage, business profile, documentation and lender criteria.

Light Commercial Vehicles
Heavy Commercial Vehicles
Goods Vehicles
Passenger Commercial Vehicles

Auto Loan Features

Flexible Financing Options*
Competitive Rates*
Multiple Lender Options
Digital Application
Structured Repayment Options*
Customer Support
*Availability, rates, tenure and terms vary by lender and applicant eligibility.

Check Your Auto Loan Eligibility

Provide a few details to understand your indicative vehicle financing eligibility.

Indicative Assessment Parameters

Applicant Name Required
Mobile Number Required
Age Years
Employment Type Salaried/Business
Monthly Income ₹ Estimated
Existing Monthly EMI ₹ Obligation
Credit Score CIBIL Estimate
Vehicle Type Car/Bike/Comm.
Vehicle Status New / Used
Vehicle Value ₹ Estimated
Required Loan ₹ Amount
Preferred Tenure Years / Months
Check Eligibility

Auto Loan EMI Calculator

₹
₹
%
Yrs

Repayment Summary

Loan Amount (Price - Down Payment)

₹10,00,000

Estimated Monthly EMI

₹21,002

Total Interest
₹2,60,113
Total Payment
₹12,60,113

Documents You May Need

APPLICANT

  • Identity Proof
  • Address Proof
  • Income Proof
  • Bank Statements

VEHICLE

  • Vehicle Quotation / Invoice
  • Vehicle Details
  • Registration-related documents where applicable
  • Other lender-required documents
For used vehicles: Ownership / valuation-related documents where applicable.
Document requirements vary depending on the lender, vehicle type, applicant profile and loan product.

Your Auto Loan Journey

01
Choose Your Vehicle
02
Check Eligibility
03
Submit Application
04
Document & Credit Assessment
05
Loan Processing

From Vehicle Selection To The Road

CHOOSE VEHICLE
CHECK ELIGIBILITY
APPLY
ASSESSMENT
FINANCING
DRIVE
Vehicle Price ₹12,00,000
Down Payment ₹2,00,000
Loan Amount ₹10,00,000
Tenure 5 Years
Estimated EMI ₹21,002
Illustrative Example

Why Explore Auto Loans With OMFINX?

Multiple Financial Solutions
Simple Digital Experience
Transparent Process
New & Used Vehicle Options
Customer Support
Financial Guidance

Auto Loan FAQs

An auto loan is a secured loan specifically used to purchase a vehicle, where the vehicle itself serves as collateral until the loan is fully repaid.

Yes, we facilitate financing options for eligible new passenger vehicles across various makes and models from approved dealerships.

Yes, financing options are available for eligible pre-owned vehicles. Approval depends on the vehicle's age, condition, valuation, and lender policies.

Yes, financing options exist for eligible motorcycles and scooters, subject to lender criteria and applicant eligibility.

Yes, many lenders offer financing specifically for eligible electric cars and two-wheelers.

Yes, both salaried professionals and self-employed individuals/business owners can apply, provided they meet the lender's income and credit criteria.

Common documents include Identity Proof, Address Proof, Income Proof (salary slips/ITRs), Bank Statements, and the quotation/invoice for the vehicle.

Eligibility is determined by assessing the applicant's age, income, employment stability, credit score, existing financial obligations, and the specific vehicle being purchased.

EMI is calculated based on the approved loan amount, the interest rate offered by the lender, and the chosen repayment tenure. You can use our calculator for indicative estimates.

Interest rates are influenced by the applicant's credit score, income profile, the loan tenure, the type of vehicle (new vs. used), and the specific lender's policies.

Yes, a higher down payment reduces the required loan amount, which generally leads to lower EMIs and less total interest paid over the life of the loan.

Ready To Get Behind The Wheel?

Explore suitable vehicle financing options with OMFINX.

Apply Now Check Eligibility

Disclaimer: OMFINX facilitates access to financial solutions and does not guarantee loan approval, interest rates, loan amounts or disbursal. Final terms are subject to the respective lender's eligibility criteria, policies, vehicle assessment, documentation, credit assessment and verification.

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